Are you living pay check to pay check, underwater in debt, or trying to save for a house? Are you wanting to find more money or wonder where you money is going? Do you want Financial Freedom? If you said yes to any one of these this series is for you! Over the next few days you will learn exactly how much you are spending, how to prepare a budget, cutting cost opportunities, put aside savings, dealing with credit card debt, and having a future focus on your finances and life. The goal is to Live Debt Free….
There is so much information out there on finances if you did a google search on personal finance you would find over 67,700,000 results. You might be asking yourself “where do I start?”. With so many things to read we could spend years reading and researching but get nowhere. In today’s world we want to see immediate results!! The good news is that the information in this series you will be able to find quick ways to boost to the next level in personal finance leading to the long term goal of financial freedom. The true hard fact is financial freedom doesn’t come over night or while sitting down. It takes a commitment on you to want it and the dedication to take the steps necessary to get there.
If you have credit card debt, loans, or liens you have to first acknowledge this didn’t happen overnight and it will not be fixed overnight. But each step you take to pay it off and also learn how to stay debt free you can reach your ultimate goals in life.
Even if you are a person that says “Hey, I have no debt” the tools being shared will assist you in finding additional savings and being able to retire financially well.
The biggest factor in having financial freedom is actually not your amount of income. I know, you might think I am crazy saying such a thing but it is true. We continue to hear of millionaires going bankrupt, lottery winners losing everything in a couple years, celebrities who earn more in one day than we make in a year even go broke. Don’t get me wrong earning money is not a problem but the way we handle those earnings are. Too often I hear people tell me “If I only had more money”, “If I get a better paying job”, or “A raise will make the difference”. The truth is each time they earned more money their finances never improved because they had the wrong view. Their view lead them to buying more stuff like a car, eating out more often, or spending more on entertainment. The sad part was they kept their savings at the same amount as before.
As a successful Accountant and Management Professional in various industries my goal is to reach out to and provide information and tools them reach their goals in life. Knowing that information and tools are provided to people and change their lives for the better that is one of the major joys in life.
To give a little insight into the series each day will cover a different topic:
Day 1: Where is my money going?
Day 2: Creating a real budget
Day 3: Ways to cut spending
Day 4: Pay yourself first
Day 5: Tackling head on credit card debt
Day 6: Looking ahead to the future